being born into money and being born being able to talk to girls are two totally different things and incomparable imo.
being born into money and not using what you have well enough can definitely lead to an unsatisfying life full of no ambition etc. i know many many guys and girls who've went down this path. its pretty horrible. also money is incomparable to natural charisma, natural atleticsm, natural intelligence etc.
however, being born as a "natural" has little downside other than maybe the pussy reasoning that they will treat women like shit etc. etc. which is in no way a downside, its called looking after number one, not giving a fuck and manning the fuck up.
the "
pua journey" im sure is a really enlightening one where you'll learn to be more determined, appreciative and improve your work ethic... but its still not exactly a plus point since it teaches lessons others learn from other journeys; be it studying to follow their dream career path or training for a sport or for their body.