By the same token don't expect it to be absolutely awful just because you generally hear "horror stories" of people losing their V.

My first time was fucking amazing. I got seduced by an older lady when I was 15 & full of ecstasy. Bliss.

I'm not advocating or suggesting you use drugs, but there's no reason why your first time shouldn't be awesome. Especially since you've waited so long.

With the right woman she will cherish being your first & would go out of her way to make it special & memorable for you. Just like in your fantasies & shit.