If you arent really bothered about building cardiovascular fitness you don't need to work on it to get low bf....plus if you continue to work out muscles and maintain protein while cutting back on calories there will be little muscle loss.... if you do want to build CV fitness but want some variation without doing actual cardio I'd recommend just taking up a sport like football or boxing which is a lot less tedious than cardio....other than that what other people have said is pretty accurate and the diet plan that Phil has said is very good, would not recommend trying to lose fat very quickly as your metabolism is likely to crash making the long term weight loss very difficult.